A live seven-domain view of your delegated book — the risk intelligence that keeps capacity providers comfortable, delegated authority defensible, and emerging risk in view, without carrying the carrier's balance sheet yourself.
An MGA underwrites on someone else's capital and paper, so its risk job is different from a carrier's: monitor accumulation and emerging risk in the delegated book, evidence genuine risk governance to capacity providers and carriers, and feed the carrier's own capital, ORSA and climate work with clean portfolio intelligence. Abgalis gives the MGA one continuously updated view of the seven risk domains across the book it writes — accumulation, emerging risk, climate — so delegated authority stays defensible and capacity stays comfortable.
It is analytics, not authority: regulatory and capital accountability sits with the carrier and with the MGA's own oversight arrangements. Abgalis is the intelligence layer underneath.
A live, auditable view of the delegated book that evidences risk discipline to capacity providers and carriers — the discipline that renews capacity and keeps delegated authority defensible.
Accumulation and emerging risk across the delegated portfolio surfaced early, across the seven domains — not just loss ratios read after the fact.
Cleaner climate and portfolio intelligence for the carrier's SS5/25, ORSA and capital work — making you the coverholder carriers want to back.
The same integrated model your carrier uses to war-game its balance sheet can run over your delegated book — so you can show capacity providers exactly how your portfolio behaves under stress, in their language.
See the carrier's side of the relationship in for UK insurers and for Lloyd's managing agents, how the integrated proposition compares with the tools in market on the comparison for insurance, and the wider case in integrated ERM & climate for insurers.
Abgalis gives an MGA one continuously updated seven-domain view of the delegated book it writes — accumulation, emerging risk and climate — so it can evidence risk governance to capacity providers and carriers, keep delegated authority defensible, and feed the carrier's capital and ORSA work with clean intelligence. It is a data and analytics layer, not a regulated or authorised service.
Precisely because you don't hold the capital, your value to a carrier is underwriting and risk discipline. A live, auditable view of how your book behaves — where it accumulates, what's emerging, how climate bites — is what evidences that discipline to the capacity providers whose paper you rely on.
Capacity renews on trust. Being able to show a capacity provider a current, cross-domain picture of your delegated book — rather than lagging loss ratios — makes you a more transparent, lower-surprise partner, and gives the carrier cleaner inputs for its own capital and ORSA work.
It maintains a continuous, auditable view of the delegated portfolio that supports the monitoring and reporting delegated-authority and coverholder arrangements expect. It does not replace the carrier's or Lloyd's oversight; it gives you and them a better-evidenced picture. Firms should confirm applicable coverholder and delegated-authority standards against Lloyd's and carrier requirements.
Climate and portfolio intelligence from the delegated book feeds upstream into the carrier's SS5/25 and ORSA work. Cleaner, more granular inputs from the coverholder make the carrier's integrated climate and capital assessment stronger — and make you a more valuable partner.
No. Abgalis is an intelligence and integration layer above the systems you and your carriers already run. It surfaces cross-domain and emerging risk across the delegated book; it does not replace bordereaux systems, the carrier's capital or cat models, or anyone's regulatory accountability.
No. Abgalis Limited is a risk data and analytics provider, not an authorised or regulated firm, and does not provide regulated advice. Regulatory and capital accountability for the underwritten business remains with the carrier and with the MGA's own oversight arrangements.
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Abgalis Limited is a risk data and analytics provider, not an authorised or regulated firm, and does not provide regulated, actuarial or legal advice. References to delegated authority, coverholder standards, SS5/25 and the ORSA describe the context MGAs and their carriers operate in; regulatory and capital accountability remains with the carrier and the MGA's own oversight. Firms should verify current requirements against Lloyd's, carrier and PRA/FCA source material.
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