One live model of all seven risk domains for every syndicate you run — wired to the Solvency II balance sheet, the SBF and Lloyd's oversight, with climate embedded where SS5/25 and the ORSA now require it.
A managing agent has to hold a coherent view of risk across multiple syndicates, satisfy Lloyd's minimum standards and oversight, run each syndicate's ORSA, defend the SCR and the Syndicate Business Forecast, and now evidence that climate is genuinely integrated rather than bolted on. Abgalis brings those together into one continuously updated model of the seven risk domains — market, credit, liquidity, insurance, operational, climate & ESG, and strategic & emerging — that resolves to the capital and oversight questions Lloyd's actually asks.
It is analytics, not authority: the accountable actuarial and risk functions of the managing agent retain ownership of every regulatory and capital judgement. Abgalis is the intelligence layer underneath them.
A live, auditable view of the risk profile across syndicates that maps to Lloyd's oversight themes and minimum standards — so board and Lloyd's reporting draws on one current model, not a quarterly reassembly.
Climate risk embedded across underwriting, reserving, investments and operational resilience — and flowing into each syndicate's ORSA — which is exactly the integration the PRA's SS5/25 expectations are pushing firms toward.
Cross-domain dependencies made explicit rather than buried in a correlation matrix, so the SCR and Syndicate Business Forecast can be stress-tested and explained under challenge.
Because the model is integrated, you can play a shock through it — a cat event, a reserve deterioration, a credit or liquidity move — and watch it cascade across domains and resolve to the Solvency II position, in the syndicate's own language.
See it on the war-gaming view, and how the integrated proposition compares with the tools a managing agent runs today on the comparison for insurance. The wider case for integration sits in integrated ERM & climate for insurers.
Abgalis gives a managing agent one continuously updated model of all seven risk domains across the syndicates it runs, wired to the Solvency II balance sheet, the SBF and Lloyd's oversight, with climate embedded where SS5/25 and the ORSA require it. It is a data and analytics layer beneath the actuarial and risk functions, which retain accountability for regulatory judgements.
It maintains a live, auditable view of the risk profile that maps to Lloyd's oversight themes and minimum standards, so board packs and Lloyd's returns draw on one current model rather than a periodic reassembly of siloed inputs. That makes the evidence trail continuous and consistent across syndicates.
The same integrated model feeds each syndicate's ORSA — including forward-looking and stress scenarios — with climate risk running through underwriting, reserving, investment and operational resilience rather than sitting in a separate annex. Scenarios can be played through the model and shown resolving to the SCR.
The PRA's SS5/25 expectations push firms to embed climate risk across the business rather than treat it as a standalone exposure. Abgalis embeds climate as one of the seven domains so it flows into capital, underwriting and the ORSA by construction — which is the integration those expectations are looking for. Firms should confirm the current status and effective date of SS5/25 against the PRA's own publications.
No. Abgalis is an intelligence and integration layer that sits above the specialist tools a managing agent already runs — the internal or standard-formula capital model, vendor cat models, reserving and pricing. It makes the dependencies between them explicit and keeps a live cross-domain view; it does not replace them or the actuarial function's ownership of the numbers.
No. Abgalis Limited is a risk data and analytics provider, not an authorised or regulated firm, and does not provide regulated advice. Responsibility for regulatory submissions, capital judgements and Lloyd's returns remains entirely with the managing agent and its accountable functions.
Abgalis is designed to operate against a firm's risk estate with data-handling and operational-resilience expectations (including DORA-style third-party considerations) treated as first-order requirements. Specific deployment and data-residency arrangements are agreed per engagement; any such claims are confirmed contractually rather than assumed.
Yes. The model is built to hold a coherent view across multiple syndicates at once, so a managing agent can see each syndicate's position and the aggregate, and compare risk profiles across the book within one framework.
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Abgalis Limited is a risk data and analytics provider, not an authorised or regulated firm, and does not provide regulated, actuarial or legal advice. References to Lloyd's minimum standards, oversight, SS5/25 and the ORSA describe the regulatory context firms operate in; accountability for all regulatory and capital judgements remains with the managing agent. Firms should verify current regulatory requirements against Lloyd's and PRA source material.
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