Comparison

Every rival solves one slice. Abgalis is the whole board.

The market is full of point tools: a model here, a dataset there, an actuarial or analytics suite, a governance register. Each is refreshed on its own periodic cycle and lives in its own silo. Abgalis is the only platform that unifies all seven risk domains into one living intelligence layer — updated live, connected to your capital position, and deployed fully inside your own IT infrastructure.

The payoff

The ORSA that takes your team six weeks? It's already written.

This is what integration actually buys you. Because every domain is live in one model wired to your capital position, the regulatory production that used to run as an annual, cross-team scramble is generated the moment you ask — and stays current between filings.

Instant ORSA

A continuously-current, board-ready Own Risk & Solvency Assessment on demand — reverse stress tests, management actions and multi-year projections regenerated live, not rebuilt from a standing start each year.

Instant SFCR & QRTs

Your Solvency and Financial Condition Report and Solvency II QRTs assembled from the same live model — narrative and templates consistent, versioned and audit-ready, in a fraction of the reporting cycle.

Always SS5/25-ready

The PRA's December-2025 step-change — SS5/25 and PS25/25, replacing SS3/19 — demands integrated governance, climate scenario analysis, data and disclosure across transmission channels, on a six-month gap-assessment clock. Abgalis already carries those scenarios in the model: the next supervisory ask is a query, not a project.

Weeks of cross-team effort — compressed to the time it takes to ask.

Always currentAlways audit-readyNever a year out of date
The un-played card · DORA & operational resilience

Every rival on this page is a cloud service you send your book to. Abgalis isn't.

Under DORA, a cloud analytics vendor is an ICT third party — and shipping your exposures out to a shared hyperscaler is precisely the concentration the regulation is written to stop. Abgalis is different by design: it is designed to deploy inside your own IT infrastructure, under your control. It is designed to keep your data inside your environment — minimising hyperscaler dependency, critical-third-party concentration and data-egress exposure — with the specific arrangements confirmed contractually.

You shouldn't have to take on new operational-resilience risk to measure your operational-resilience risk.

With Abgalis, you don't.

Nat-cat & climate SaaS

Refreshed in months, not moments

Physical-hazard and catastrophe platforms deliver powerful data — but on periodic model-release cycles, typically refreshed only every few months. Between releases, your view of the world is frozen while the world moves.

Catastrophe models

Locked to the release cycle

Event-based cat models are authoritative — but update on model-version releases. Between versions your frequency and severity assumptions are fixed, even as the peril landscape and your exposures move underneath them.

Actuarial suites

Deep, but single-discipline

Reserving, pricing and Solvency II tools are rigorous inside their own discipline — but run in isolation from credit, market, operational and emerging risk, and rarely update live.

GRC platforms

Registers, not quantification

Governance, risk and compliance tools track policies, controls and workflow. Qualitative by design — they do not model catastrophe frequency, capital, or cross-domain propagation.

Spreadsheets & in-house models

Fragile and unversioned

The real default in most functions: manual, key-person-dependent and hard to audit — rebuilt from scratch each reporting cycle, and impossible to run live against a moving book.

Consulting firms

Stale the day it ships

Bespoke and credible — but project-based. The analysis is a snapshot: obsolete the moment the market, the weather or the regulation moves.

CapabilityPoint toolsGRC & consultingABGALIS
Unified seven-domain risk view — market, credit, liquidity, insurance, operational, climate & ESG, strategic & emerging
Continuous, live updates — not periodic model releasesEvery ~4–6 monthsProject-based✓ Live
Live emerging-risk feed (LERI) — geopolitical, climate, supply-chain, cyber, regulatoryPartial
Live quantitative, geographical, emerging & regulatory alerts
Native Solvency II / ORSA / QRT + stochastic reservingPartialManual
Live link to your capital model — SCR & balance-sheet impact
Cross-domain risk propagation & cascading
War-gaming the Solvency II balance sheetManual
Digital twin of your entity + corporate group
Designed to deploy inside your own IT infrastructure — data kept in your environmentCloud SaaS (data egress)n/a
Reduced ICT third-party / cloud concentration risk (DORA)
Operational resilience by design (DORA-aligned)Partial

Point-tool column reflects the structural model of single-discipline analytics and modelling platforms; GRC column reflects enterprise risk & compliance platforms and advisory-led integration. Comparison of platform architecture based on publicly available information as at August 2026, not a statement about any single release. Trademarks are the property of their respective owners. See detail below.

01 · Integrated, not point

One layer. Seven domains.

Not seven tools stitched together — one living model where a single risk signal is traced across every domain at once:

① Market
② Credit
③ Liquidity
④ Insurance
⑤ Operational
⑥ Climate & ESG
⑦ Strategic & Emerging
+ corporate-group monitoring across every entity
02 · Live, not periodic

Milliseconds, not months.

Point vendors refresh on release cycles measured in months. Abgalis is always-on: LERI scans the global threat landscape in 100+ languages and quantifies it against your capital position live — quantitative, geographical, emerging and regulatory alerts fire the moment the world changes, not at the next release.

03 · Inside your estate, not the hyperscaler's

Fully integrated into your own IT infrastructure.

Abgalis isn't a cloud service you send your data out to — it is designed to deploy inside your own IT infrastructure and stays wired into it. Your data is designed to stay inside your environment. Minimising hyperscaler dependency and critical-third-party concentration, operational resilience by design — the very concentration risk Abgalis measures for you, engineered out of our own delivery.

04 · Capital, not a dashboard

Every signal resolves to your SCR.

Point tools hand you a number and leave the balance-sheet translation to you. Abgalis connects every domain to a live digital twin of your entity and group — so propagation, war-gaming and reserving all resolve directly to your Solvency II balance sheet.

05 · Connected, not siloed

Risk doesn't stay in its lane.

A shock in one domain cascades into the others — credit into liquidity, climate into insurance, cyber into operational. Abgalis maps those transmission channels and propagates a single signal across all seven domains, surfacing second- and third-order impacts and concentrations before they reach your capital.

06 · Resilient, not exposed

As secure as your own building.

Because Abgalis runs inside your own estate, it is exactly as secure as your own IT infrastructure — no new external attack surface, and no data leaving your building. And the live data feeds run with gold-standard business continuity and war-grade redundancy, so the intelligence keeps flowing through disruption.

The mandate

Everyone says integrate risk. Abgalis is the integration.

The consensus is settled: COSO and the WBCSD, the TNFD, CSRD, IFRS S2 and the PRA all now require climate and sustainability risk to run inside enterprise risk management, not beside it. Advisory firms — PwC among them — set out the journey there: a maturity assessment, a three-lines model, a risk register with new rows, re-integrated by hand every reporting cycle. Abgalis is what that framework becomes once it is built and live — every domain, from capital to climate to cyber, in one running model connected to your balance sheet.

Operationalised, not just referenced

Prudential & capitalSolvency II / UK · ORSA · SCR / MCR · Basel III · EIOPA · IAIS · NAIC
Climate & natureNGFS · PRA SS5/25 (ex-SS3/19) · TNFD (LEAP) · CSRD · ISSB / IFRS S1 & S2
Actuarial & accountingIFoA / FRC TAS · IFRS 9 · IFRS 17
Model riskPRA SS1/23 · SR 11-7 · ECB TRIM / EGIM
IT, cyber & operational resilienceDORA · COBIT 2019 · NIST CSF 2.0 · NIST SP 800-53 / 800-30 · ISO 27001 · SOC 2 · MITRE ATT&CK · Three Lines · EU AI Act
ERM backboneCOSO ERM · ISO 31000
The landscape in detail

Where each fits — and where Abgalis goes further

Nat-cat & climate SaaS

Refreshed in months, not moments

Physical-hazard and catastrophe platforms deliver powerful data — but on periodic model-release cycles, typically refreshed only every few months. Between releases, your view of the world is frozen while the world moves.

Abgalis embeds physical and transition climate as one of seven live domains — on your own infrastructure.

Catastrophe models

Locked to the release cycle

Event-based cat models are authoritative — but update on model-version releases. Between versions your frequency and severity assumptions are fixed, even as the peril landscape and your exposures move underneath them.

Abgalis connects live event data to your capital model across all domains — not a release cycle.

Actuarial suites

Deep, but single-discipline

Reserving, pricing and Solvency II tools are rigorous inside their own discipline — but run in isolation from credit, market, operational and emerging risk, and rarely update live.

Abgalis carries that actuarial depth and connects it live to the other six domains.

GRC platforms

Registers, not quantification

Governance, risk and compliance tools track policies, controls and workflow. Qualitative by design — they do not model catastrophe frequency, capital, or cross-domain propagation.

Abgalis quantifies and connects every domain to capital, in real time.

Spreadsheets & in-house models

Fragile and unversioned

The real default in most functions: manual, key-person-dependent and hard to audit — rebuilt from scratch each reporting cycle, and impossible to run live against a moving book.

Abgalis runs live against your book, versioned and audit-ready.

Consulting firms

Stale the day it ships

Bespoke and credible — but project-based. The analysis is a snapshot: obsolete the moment the market, the weather or the regulation moves.

Abgalis operationalises that integration as one live platform — always-on, never stale.

See how Abgalis works for insurers →

See everything.
Before it happens.

Discover how ABGALIS can unify your enterprise risk landscape into a single, living digital twin — with foresight across every domain.

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