Curated, regulator-by-regulator, across the UK, EU, US, Switzerland and Asia-Pacific. Each entry links to the primary text. Each carries a two-line Abgalis read on what it means for ORSA, capital, and disclosure cycles. Refreshed Monday, Wednesday, Friday.
Singapore: Etiqa officially appoints Claudia Soh as CEO Asia Insurance Review
Source: news.google.com →Etiqa Insurance Singapore appoints Claudia Soh as Chief Executive Officer marketech apac
Source: news.google.com →Prettiest Denver suburbs see home insurance premiums soar with wildfire risk Denver Gazette
Source: news.google.com →Oklahoma Insurance Commissioner now being sued in State Farm fight KOKH
Source: news.google.com →Dodgers owner Mark Walter’s insurer to cut $6.5 billion in investments WDEZ
Source: news.google.com →Mark Walter's insurer to cut $6.5B in investments amid federal probe, Lakers sale Fox Business
Source: news.google.com →Idaho’s top insurance regulator knew school trust was in trouble before it ran out of money Idaho Education News
Source: news.google.com →Gov. Braun helps protect storm victims from losing insurance, expands Emergency Housing Assistance Local News Digital
Source: news.google.com →ESMA consults on reporting framework for clearing activity at recognised third-country CCPs 18 August 2026 CCP Simplification and Burden Reduction The European Securities and Markets Authority (ESMA), the EU's financial markets regulator and supervisor, has launched a consultation on a proposed annual reporting framework under EMIR for clearing activity at recognised third-country central counterparties (CCPs), aimed at improving supervisory visibility of EU firms' exposures to such CCPs. The consultation paper sets out ESMA's proposed Regulatory Technical Standards (RTS) and Implementing Tech
Source: esma.europa.eu →The Department of the Treasury (Treasury) proposes to issue regulations to implement section 3 of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act regarding the statutory prohibitions and limitations on payment stablecoin issuance, offer, and sale in the United States.
Source: federalregister.gov →Michelle Kranes dirigirá la División de Estrategia y Rendimiento del Departamento de Seguros de Texas.
Source: tdi.texas.gov →Michelle Kranes will lead the Strategy and Performance Division at the Texas Department of Insurance.
Source: tdi.texas.gov →The FCA has announced Sabina Saini and Darine Obeid as the financial services attachés for India and the UAE. Sabina will be based at the British Deputy High Commission in Mumbai and Darine will be based at the British Embassy in Abu Dhabi. These appointments expand the FCA's global presence, joining a global network that includes the FCA's existing attachés in Washington DC, Brussels and Singapore, as well as the Asia-Pacific, supporting international co-operation, exports and investment into the UK.
Material for conduct-side risk teams. Cross-check against the Consumer Duty implementation playbook.
Source: fca.org.uk →Blog. In 2025 we set out to examine police use of facial recognition technology (FRT) in England and Wales, recognising that this was a time of significant change in how technology was being used by the police.
Source: ico.org.uk →Profession-side direction worth absorbing. The Actuaries' Code and TAS implications follow.
Source: actuaries.org.uk →Profession-side direction worth absorbing. The Actuaries' Code and TAS implications follow.
Source: actuaries.org.uk →The General Services Administration (GSA) revises its regulations implementing Title VI of the Civil Rights Act of 1964 (Title VI) and moves those regulations from the Federal Property Management Regulations (FPMR) to the General Services Administration Property Management Regulations (GSPMR). Title VI prohibits discrimination on the basis of race, color, or national origin in programs or activities receiving Federal financial assistance. This final rule updates GSA's Title VI regulations to reflect current statutory interpretation, applicable executive orders, and government- wide regulatory
Source: federalregister.gov →FinCEN is issuing this final rule to adopt as final and with certain limited changes the interim final rule issued on March 26, 2025, which narrowed beneficial ownership information (BOI) reporting requirements under FinCEN's regulations implementing the Corporate Transparency Act (CTA). In particular, this final rule not only continues to exempt reporting companies from having to report the BOI of U.S. person beneficial owners and U.S. person beneficial owners from having to provide BOI to reporting companies; it also exempts reporting companies from having to submit information about their U
Source: federalregister.gov →EIOPA's Board of Supervisors has elected Stavros Konstantas, Director of Occupational and Private Insurance Supervision at the Bank of Greece, to EIOPA’s Management Board.
Relevant for EEA-exposed groups. The trajectory matters more than the headline.
Source: eiopa.europa.eu →This final rule requires that a State Medicaid plan must provide that the Medicaid agency will not make payment under the plan for sex-rejecting procedures for children under 18, and prohibits the use of Federal Medicaid dollars to fund sex-rejecting procedures for individuals under the age of 18. In addition, this final rule requires that a separate State Children's Health Insurance Program (CHIP) plan must provide that the CHIP agency will not make payment under the plan for sex-rejecting procedures for children under 19, and prohibits the use of Federal CHIP dollars to fund sex-rejecting pr
Source: federalregister.gov →News. The Information Commissioner’s Office has reprimanded ACRO Criminal Records Office (ACRO) after cyber security failings left the personal information of up to ten thousand people, including some individuals’ sensitive data, potentially exposed.
Source: ico.org.uk →Performance Management
Source: lloyds.com →FinCEN is issuing this Geographic Targeting Order, requiring banks and money transmitters located in the Counties of Hennepin and Ramsey, Minnesota to retain and report records of certain payments of $3,000 or more.
Source: federalregister.gov →This document contains proposed regulations that would provide guidance with respect to employer contributions to Trump accounts, including applicable nondiscrimination rules, and the nondiscrimination rules for dependent care assistance programs. This document also provides a notice of a public hearing on the proposed regulations. The proposed regulations would affect employers maintaining a Trump account contribution program or a dependent care assistance program and employees participating in those programs.
Source: federalregister.gov →This interim final rule (IFR) amends U.S. Department of Homeland Security (DHS) regulations to provide: USCIS may require mandatory electronic filing (e-filing) of certain benefit requests; the process USCIS will follow to require a benefit request to be e-filed; and how a waiver of the e-filing requirement for those individuals unable to file electronically may be requested. This rule is intended to increase digital intake and processing to move USCIS and requestors from a mostly paper process to an electronic process and further enhance the integrity of the immigration system and the securit
Source: federalregister.gov →News. Small and medium sized organisations, and sole traders, across the UK are being encouraged to boost their business fitness by taking new online training from the Information Commissioner's Office (ICO), the UK's data protection regulator.
Source: ico.org.uk →FMCSA proposes to codify the English language proficiency (ELP) driver qualification requirement as an out-of-service (OOS) violation. The rulemaking would ensure uniform enforcement by aligning the Federal Motor Carrier Safety Regulations (FMCSR) with the current enforcement tolerances in the North American Standard Out-of-Service Criteria issued by the Commercial Vehicle Safety Alliance (CVSA). The rulemaking responds to a petition from CVSA.
Source: federalregister.gov →Profession-side direction worth absorbing. The Actuaries' Code and TAS implications follow.
Source: actuaries.org.uk →Profession-side direction worth absorbing. The Actuaries' Code and TAS implications follow.
Source: actuaries.org.uk →We are concerned about a number of risks among unregulated lenders, safe custody providers, money brokers and financial leasing companies (Annex 1 firms). Firms including unregulated lenders, safe custody providers, money brokers and financial leasing companies, need to be registered with us for anti-money laundering purposes. If you’re carrying out these activities without being registered, you should submit an application for registration.
Material for conduct-side risk teams. Cross-check against the Consumer Duty implementation playbook.
Source: fca.org.uk →Profession-side direction worth absorbing. The Actuaries' Code and TAS implications follow.
Source: actuaries.org.uk →These Regulations amend the Pension Schemes Act 2021 (“the 2021 Act”) in order to remove the exclusion of pension schemes used, or intended to be used, by two or more employers some or all of which are not connected with each other (“unconnected multiple employer schemes”) from the definition of “qualifying scheme”. This enables such schemes to be “collective money purchase schemes” for the purposes of Part 2 of the 2021 Act. The Regulations also make further provision about such schemes - such as the detail of the authorisation and supervisory regime to which such schemes will be subject, ame
Source: legislation.gov.uk →On 17 September 2026, the PRA will host a roundtable in relation to CP11/26 – A tailored regime for captive insurance.
Source: bankofengland.co.uk →News. We have issued an enforcement notice and reprimand to the Metropolitan Police Service (MPS) after personal information in two highly sensitive police cases was erroneously disclosed.
Source: ico.org.uk →The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a final report on draft Regulatory Technical Standards (RTS), proposing to simplify the bilateral margin requirements of the European Commission’s Delegated Regulation (EU) 2016/2251.
Source: eba.europa.eu →The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a final report on draft Regulatory Technical Standards (RTS), proposing to simplify the bilateral margin requirements of the European Commission’s Delegated Regulation (EU) 2016/2251.
Relevant for EEA-exposed groups. The trajectory matters more than the headline.
Source: eiopa.europa.eu →EBA, EIOPA and ESMA propose amendments to bilateral margin requirements 03 August 2026 Joint Committee Trading The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a final report on draft Regulatory Technical Standards (RTS), proposing to simplify the bilateral margin requirements of the European Commission’s Delegated Regulation (EU) 2016/2251. The proposed amendments aim to simplify the bilateral margin framework for counterparties that are subject to initial margin requirements and that are below the €8 billion threshold for exchanging initial margin foresee
Source: esma.europa.eu →The PRA Regulatory Digest is for people working in the UK financial services industry and highlights key regulatory news and publications delivered for the month.
Source: bankofengland.co.uk →The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a statement calling for a cross-sectoral, risk-based and consistent supervisory approach to mitigate the ICT risks stemming from frontier AI models.
Source: eba.europa.eu →The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a statement calling for a cross-sectoral, risk-based and consistent supervisory approach to mitigate the ICT risks stemming from frontier AI models.
Relevant for EEA-exposed groups. The trajectory matters more than the headline.
Source: eiopa.europa.eu →ESMA publishes latest edition of its newsletter 31 July 2026 ESMA newsletter The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has published today the latest edition of its Spotlight on Markets newsletter, covering key activities and publications from June and July 2026. This edition opens with the statement on the end of the MiCA transitional period, calling on unauthorised crypto-asset service providers to wind down their activities in an orderly manner while safeguarding clients’ interests and protecting market integrity. Top news hig
Source: esma.europa.eu →EBA, EIOPA and ESMA call for enhanced governance and consistent supervision to mitigate ICT risks from frontier AI models in the EU financial sector 31 July 2026 Digital Finance and Innovation Joint Committee The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a statement calling for a cross-sectoral, risk-based and consistent supervisory approach to mitigate the ICT risks stemming from frontier AI models. The statement takes into account existing regulatory requirements, the European Commission’s Action Plan on Cybersecurity and Artificial Intelligence, as we
Source: esma.europa.eu →Breadcrumb Home Statistical Publication Private Health Insurance Annual Coverage Survey Private health insurance Published 30 July 2026 Print The Private Health Insurance Annual Coverage Survey report provides a snapshot at December each year of the number of people, by age, gender and state of residence, with hospital insurance. Private health insurance annual coverage survey December 2025 XLSX 3.09 MB ‧ 30 July 2026 Next release The December 2026 issue will be released in July 2027. For more information Email dataanalytics@apra. gov. au or mail to Manager, External Data Reporting Australian
Source: apra.gov.au →EIOPA released today its July 2026 Risk Dashboard for institutions for occupational retirement provision (IORPs), highlighting that persistent geopolitical uncertainty and evolving global market conditions continue to shape the risk landscape for the European occupational pensions sector.
Relevant for EEA-exposed groups. The trajectory matters more than the headline.
Source: eiopa.europa.eu →EIOPA published today its July 2026 Insurance Risk Dashboard. The main findings show that risks in the European insurance sector are stable at a medium level.
Relevant for EEA-exposed groups. The trajectory matters more than the headline.
Source: eiopa.europa.eu →Blog. For more than eight years the ICO’s Regulatory Sandbox has been a place for organisations to test new ideas, explore data protection risks and build privacy into new products and services by design.
Source: ico.org.uk →News. We have executed search warrants across the UK as we crack down on suspected nuisance marketing linked to car finance mis-selling claims as part of the joint regulatory taskforce.
Source: ico.org.uk →Profession-side direction worth absorbing. The Actuaries' Code and TAS implications follow.
Source: actuaries.org.uk →Statement of policy 1/20
Source: bankofengland.co.uk →Policy statement 18/26
Source: bankofengland.co.uk →Mark Francis, FCA director of specialists and Simon Dixon, director of supervisory risk specialists at the Prudential Regulation Authority (PRA) As firms increasingly rely on common third party service providers, delivering operational resilience is no longer just about your own individual organisation. It's about strengthening resilience across the wider network that supports the UK financial system. Think of the last time you made a payment, transferred money, used a banking app or logged on to online financial services.
Material for conduct-side risk teams. Cross-check against the Consumer Duty implementation playbook.
Source: fca.org.uk →Performance Management
Source: lloyds.com →Director of cross-cutting policy and strategy Charlotte Clark explains what good practice looks like for outcomes monitoring under the Consumer Duty. The Consumer Duty was designed to ensure firms were focussed on the outcomes that matter to their customers. Understanding the actual experiences of people and identifying potential harm are essential to delivering these improvements. So outcomes monitoring is at the heart of helping consumers to better navigate their financial lives.
Material for conduct-side risk teams. Cross-check against the Consumer Duty implementation playbook.
Source: fca.org.uk →Millions of car finance customers who may be owed compensation can get help making a complaint for free, as the FCA launches a national advertising campaign. Research by the FCA found that 27% of car finance customers lack confidence to make a complaint without using a claims management company (CMC) or law firm, despite free tools from the FCA being available. Sheree Howard, executive director at the FCA, said: 'Many people who may be owed compensation aren’t sure where to start or don’t realise they don’t have to pay someone to make a complaint.
Material for conduct-side risk teams. Cross-check against the Consumer Duty implementation playbook.
Source: fca.org.uk →El Departamento de Seguros de Texas está monitoreando un aumento en las denuncias de presuntos casos de fraude en el sector de los seguros por parte de agentes.
Source: tdi.texas.gov →The Texas Department of Insurance is seeing an uptick in reports of suspected agent insurance fraud.
Source: tdi.texas.gov →Good morning, I am delighted to be here and many thanks to Andrea for the invitation. 1 I very much look forward to the discussion and to hearing from you, but first of all I would like to set the scene with some perspectives on the environment we are operating in. Last month I set out my views on some of the key structural changes in the external environment underway, and how they are reshaping the financial system and in particular the funds sector. 2 I would like to briefly re-iterate a number of those themes today – before turning to some recent supervisory work we have done, and som
Deputy Governor McMunn's speech, delivered 23 July 2026 at PwC, explicitly revisits structural-change themes she first set out the previous month, signalling that the CBI treats resilience framing as a supervisory posture rather than a one-off address. Alongside Governor Makhlouf's 3 July Aix-en-Provence speech and Deputy Governor Kincaid's 19 June intermediaries address, this marks three senior CBI speeches within five weeks, a cadence we read as coordinated messaging ahead of a supervisory cycle. Boards should reconcile their ORSA scenario sets against the CBI's stated structural-change themes now, evidencing that stress narratives are current rather than carried forward from prior submissions.
Source: centralbank.ie →EIOPA released its 2026 April risk dashboard for institutions for occupational retirement provision (IORPs) today, noting that elevated geopolitical tensions and uncertainty continue to shape the risk landscape for the European IORPs, with market risks being a key concern.
EIOPA's April 2026 IORP risk dashboard identifies market risk as the primary concern under sustained geopolitical pressure, with no quantified thresholds disclosed in the release — leaving the operative severity calibration to each fund's own governance cycle. Against EIOPA's July output, which spans private credit exposures, Solvency II final technical standards and IRRD resolution valuation standards, the dashboard sits within a pattern of simultaneous cross-sector stress signalling. IORPs and their sponsoring insurers should reconcile current ORSA scenario sets against the dashboard's market risk characterisation, evidencing whether geopolitical stress assumptions remain proportionate to the April reference date.
Source: eiopa.europa.eu →Subscribe to the Abgalis Regulatory Roadmap — a short, technical brief delivered when something material lands. No spam, no promotional bloat. Implementation guidance for risk teams, signed off by our Chief Actuary.