---
title: "Regulation, explained"
source_url: https://abgalis.com/regulation
canonical: https://abgalis.com/regulation
description: "Answer-first explainers of the regimes that shape integrated risk and climate for regulated firms — PRA SS5/25 and SS1/23, the Solvency UK ORSA"
publisher: Abgalis Limited
author: Abgalis Research
retrieved: 2026-08-10
content_signal: search=yes, ai-input=yes, ai-train=no
citation: "Abgalis Research, 'Regulation, explained', Abgalis Limited, https://abgalis.com/regulation"
license_note: >-
  May be quoted and cited in AI-generated answers with attribution to the author named
  above and a link to source_url. Not licensed for model training or fine-tuning
  (ai-train=no; Art. 4 reservation, EU Directive 2019/790).
---
Regulation

# Regulation, *explained*

Integrated risk and climate intelligence for regulated firms means living inside a web of prudential, model-risk, operational-resilience and disclosure regimes. These explainers set out what each one asks for — and where an integrated risk model fits, and where it doesn't.

## The regimes that shape integrated risk

Each explainer is answer-first and hedged to source: what the regime is, what it expects in outline, and how Abgalis sits alongside it as analytics rather than authority. They are general explainers, not legal, regulatory or actuarial advice.

**PRA SS5/25** Climate risk in the ORSA and capital — transmission channels, replacing SS3/19 from December 2025. **PRA SS1/23** Model risk management — a governed model inventory, independent validation and monitoring, including vendor models. **Solvency UK · ORSA** The insurer's forward-looking own view of solvency needs, risk profile against the SCR, and continuous compliance. **DORA · Critical Third Parties** ICT third-party and concentration risk under DORA and the UK regime — now live, with the hyperscalers designated. **TCFD · ISSB** Climate disclosure — the four pillars carried into IFRS S1/S2 and the UK SRS, with scenario analysis and metrics. **CSRD** EU sustainability reporting — ESRS, double materiality and assurance, reshaped by the Omnibus simplification.

## Where Abgalis fits across all of them

One thread runs through every regime here: they ask firms to see risk as connected, current and evidenced — across capital, climate, models and operational resilience — while most firms still assemble each view from siloed, point-in-time inputs.

Abgalis carries the seven risk domains in one live model wired to the balance sheet, so the same current model can serve the ORSA, the model inventory, the climate disclosure and the resilience picture. In every case it is analytics, not authority: the firm's risk, actuarial and compliance functions retain ownership of every judgement, filing and disclosure. Explore how this lands by industry or how it compares with the tools you run today.

Talk to us about your regulatory stack →

These pages are general explainers, not legal, regulatory or actuarial advice. Firms should refer to the regulators' and standard-setters' published materials and take their own advice. Abgalis is a risk data and analytics provider and is not a regulated or authorised firm.

---

**Source:** [https://abgalis.com/regulation](https://abgalis.com/regulation) · Abgalis Research, published by Abgalis Limited (England and Wales, no. 17247499)

**Cite as:** Abgalis Research, *Regulation, explained*, Abgalis Limited. https://abgalis.com/regulation

**Usage:** citation with attribution permitted; model training not permitted (`ai-train=no`).

**More:** [https://abgalis.com/llms.txt](https://abgalis.com/llms.txt) · full corpus: [https://abgalis.com/llms-full.txt](https://abgalis.com/llms-full.txt)