--- title: "Abgalis vs Point Tools" source_url: https://abgalis.com/comparison/ canonical: https://abgalis.com/comparison/ description: "How Abgalis compares to nat-cat and climate analytics platforms, actuarial software suites, GRC tools and advisory-led integration: one live, in-estate" publisher: Abgalis Limited author: Abgalis Research retrieved: 2026-08-22 content_signal: search=yes, ai-input=yes, ai-train=no citation: "Abgalis Research, 'Abgalis vs Point Tools', Abgalis Limited, https://abgalis.com/comparison/" license_note: >- May be quoted and cited in AI-generated answers with attribution to the author named above and a link to source_url. Not licensed for model training or fine-tuning (ai-train=no; Art. 4 reservation, EU Directive 2019/790). --- Comparison # Every rival solves *one slice*. Abgalis is the whole board. The market is full of point tools: a model here, a dataset there, an actuarial or analytics suite, a governance register. Each is refreshed on its own periodic cycle and lives in its own silo. Abgalis is the only platform that unifies all *seven risk domains* into one living intelligence layer — updated live, connected to your capital position, and deployed fully inside your own IT infrastructure. The payoff ### The ORSA that takes your team six weeks? It's already written. This is what integration actually buys you. Because every domain is live in one model wired to your capital position, the regulatory production that used to run as an annual, cross-team scramble is generated the moment you ask — and stays current between filings. Instant ORSA A continuously-current, board-ready Own Risk & Solvency Assessment on demand — reverse stress tests, management actions and multi-year projections regenerated live, not rebuilt from a standing start each year. Instant SFCR & QRTs Your Solvency and Financial Condition Report and Solvency II QRTs assembled from the same live model — narrative and templates consistent, versioned and audit-ready, in a fraction of the reporting cycle. Always SS5/25-ready The PRA's December-2025 step-change — SS5/25 and PS25/25, replacing SS3/19 — demands integrated governance, climate scenario analysis, data and disclosure across transmission channels, on a six-month gap-assessment clock. Abgalis already carries those scenarios in the model: the next supervisory ask is a query, not a project. Weeks of cross-team effort — compressed to the time it takes to ask. Always currentAlways audit-readyNever a year out of date The un-played card · DORA & operational resilience ### Every rival on this page is a cloud service you send your book to. Abgalis isn't. Under DORA, a cloud analytics vendor is an ICT third party — and shipping your exposures out to a shared hyperscaler is precisely the concentration the regulation is written to stop. Abgalis is different by design: it is designed to deploy inside your own IT infrastructure, under your control. It is designed to keep your data inside your environment — minimising hyperscaler dependency, critical-third-party concentration and data-egress exposure — with the specific arrangements confirmed contractually. You shouldn't have to take on new operational-resilience risk to measure your operational-resilience risk. With Abgalis, you don't. Nat-cat & climate SaaS ### Refreshed in months, not moments Physical-hazard and catastrophe platforms deliver powerful data — but on periodic model-release cycles, typically refreshed only every few months. Between releases, your view of the world is frozen while the world moves. Catastrophe models ### Locked to the release cycle Event-based cat models are authoritative — but update on model-version releases. Between versions your frequency and severity assumptions are fixed, even as the peril landscape and your exposures move underneath them. Actuarial suites ### Deep, but single-discipline Reserving, pricing and Solvency II tools are rigorous inside their own discipline — but run in isolation from credit, market, operational and emerging risk, and rarely update live. GRC platforms ### Registers, not quantification Governance, risk and compliance tools track policies, controls and workflow. Qualitative by design — they do not model catastrophe frequency, capital, or cross-domain propagation. Spreadsheets & in-house models ### Fragile and unversioned The real default in most functions: manual, key-person-dependent and hard to audit — rebuilt from scratch each reporting cycle, and impossible to run live against a moving book. Consulting firms ### Stale the day it ships Bespoke and credible — but project-based. The analysis is a snapshot: obsolete the moment the market, the weather or the regulation moves. | Capability | Point tools | GRC & consulting | ABGALIS | | --- | --- | --- | --- | | Unified seven-domain risk view — market, credit, liquidity, insurance, operational, climate & ESG, strategic & emerging | — | — | ✓ | | Continuous, live updates — not periodic model releases | Every ~4–6 months | Project-based | ✓ Live | | Live emerging-risk feed (LERI) — geopolitical, climate, supply-chain, cyber, regulatory | Partial | — | ✓ | | Live quantitative, geographical, emerging & regulatory alerts | — | — | ✓ | | Native Solvency II / ORSA / QRT + stochastic reserving | Partial | Manual | ✓ | | Live link to your capital model — SCR & balance-sheet impact | — | — | ✓ | | Cross-domain risk propagation & cascading | — | — | ✓ | | War-gaming the Solvency II balance sheet | — | Manual | ✓ | | Digital twin of your entity + corporate group | — | — | ✓ | | Designed to deploy inside your own IT infrastructure — data kept in your environment | Cloud SaaS (data egress) | n/a | ✓ | | Reduced ICT third-party / cloud concentration risk (DORA) | — | — | ✓ | | Operational resilience by design (DORA-aligned) | Partial | — | ✓ | Point-tool column reflects the structural model of single-discipline analytics and modelling platforms; GRC column reflects enterprise risk & compliance platforms and advisory-led integration. Comparison of platform architecture based on publicly available information as at August 2026, not a statement about any single release. Trademarks are the property of their respective owners. See detail below. 01 · Integrated, not point ### One layer. Seven domains. Not seven tools stitched together — one living model where a single risk signal is traced across every domain at once: ① Market ② Credit ③ Liquidity ④ Insurance ⑤ Operational ⑥ Climate & ESG ⑦ Strategic & Emerging + corporate-group monitoring across every entity 02 · Live, not periodic ### Milliseconds, not months. Point vendors refresh on release cycles measured in months. Abgalis is always-on: LERI scans the global threat landscape in 100+ languages and quantifies it against your capital position live — quantitative, geographical, emerging and regulatory alerts fire the moment the world changes, not at the next release. 03 · Inside your estate, not the hyperscaler's ### Fully integrated into your own IT infrastructure. Abgalis isn't a cloud service you send your data out to — it is designed to deploy inside your own IT infrastructure and stays wired into it. Your data is designed to stay inside your environment. Minimising hyperscaler dependency and critical-third-party concentration, operational resilience by design — the very concentration risk Abgalis measures for you, engineered out of our own delivery. 04 · Capital, not a dashboard ### Every signal resolves to your SCR. Point tools hand you a number and leave the balance-sheet translation to you. Abgalis connects every domain to a live digital twin of your entity and group — so propagation, war-gaming and reserving all resolve directly to your Solvency II balance sheet. 05 · Connected, not siloed ### Risk doesn't stay in its lane. A shock in one domain cascades into the others — credit into liquidity, climate into insurance, cyber into operational. Abgalis maps those transmission channels and propagates a single signal across all seven domains, surfacing second- and third-order impacts and concentrations before they reach your capital. 06 · Resilient, not exposed ### As secure as your own building. Because Abgalis runs inside your own estate, it is exactly as secure as your own IT infrastructure — no new external attack surface, and no data leaving your building. And the live data feeds run with gold-standard business continuity and war-grade redundancy, so the intelligence keeps flowing through disruption. The mandate ### Everyone says integrate risk. Abgalis *is* the integration. The consensus is settled: COSO and the WBCSD, the TNFD, CSRD, IFRS S2 and the PRA all now require climate and sustainability risk to run *inside* enterprise risk management, not beside it. Advisory firms — [PwC among them](https://www.pwc.com/ca/en/services/risk-services/integrate-sustainability-erm.html) — set out the journey there: a maturity assessment, a three-lines model, a risk register with new rows, re-integrated by hand every reporting cycle. Abgalis is what that framework becomes once it is built and live — every domain, from capital to climate to cyber, in one running model connected to your balance sheet. Operationalised, not just referenced Prudential & capitalSolvency II / UK · ORSA · SCR / MCR · Basel III · EIOPA · IAIS · NAIC Climate & natureNGFS · PRA SS5/25 (ex-SS3/19) · TNFD (LEAP) · CSRD · ISSB / IFRS S1 & S2 Actuarial & accountingIFoA / FRC TAS · IFRS 9 · IFRS 17 Model riskPRA SS1/23 · SR 11-7 · ECB TRIM / EGIM IT, cyber & operational resilienceDORA · COBIT 2019 · NIST CSF 2.0 · NIST SP 800-53 / 800-30 · ISO 27001 · SOC 2 · MITRE ATT&CK · Three Lines · EU AI Act ERM backboneCOSO ERM · ISO 31000 The landscape in detail ## Where each fits — and where Abgalis goes further Nat-cat & climate SaaS #### Refreshed in months, not moments Physical-hazard and catastrophe platforms deliver powerful data — but on periodic model-release cycles, typically refreshed only every few months. Between releases, your view of the world is frozen while the world moves. Abgalis embeds physical and transition climate as one of seven live domains — on your own infrastructure. Catastrophe models #### Locked to the release cycle Event-based cat models are authoritative — but update on model-version releases. Between versions your frequency and severity assumptions are fixed, even as the peril landscape and your exposures move underneath them. Abgalis connects live event data to your capital model across all domains — not a release cycle. Actuarial suites #### Deep, but single-discipline Reserving, pricing and Solvency II tools are rigorous inside their own discipline — but run in isolation from credit, market, operational and emerging risk, and rarely update live. Abgalis carries that actuarial depth and connects it live to the other six domains. GRC platforms #### Registers, not quantification Governance, risk and compliance tools track policies, controls and workflow. Qualitative by design — they do not model catastrophe frequency, capital, or cross-domain propagation. Abgalis quantifies and connects every domain to capital, in real time. Spreadsheets & in-house models #### Fragile and unversioned The real default in most functions: manual, key-person-dependent and hard to audit — rebuilt from scratch each reporting cycle, and impossible to run live against a moving book. Abgalis runs live against your book, versioned and audit-ready. Consulting firms #### Stale the day it ships Bespoke and credible — but project-based. The analysis is a snapshot: obsolete the moment the market, the weather or the regulation moves. Abgalis operationalises that integration as one live platform — always-on, never stale. [See it live against your balance sheet →](#contact) [See how Abgalis works for insurers →](/for/uk-insurers/) ## See everything. *Before it happens.* Discover how ABGALIS can unify your enterprise risk landscape into a single, living digital twin — with foresight across every domain. Select Your Role Chief Risk Officer Chief Actuary Chief Executive Officer Chief Financial Officer Chief Information Officer Non-Executive Director Board Member Other Your data is handled in accordance with GDPR. We never share your information. [Privacy Policy](/privacy/) --- **Source:** [https://abgalis.com/comparison/](https://abgalis.com/comparison/) · Abgalis Research, published by Abgalis Limited (England and Wales, no. 17247499) **Cite as:** Abgalis Research, *Abgalis vs Point Tools*, Abgalis Limited. https://abgalis.com/comparison/ **Usage:** citation with attribution permitted; model training not permitted (`ai-train=no`). **More:** [https://abgalis.com/llms.txt](https://abgalis.com/llms.txt) · full corpus: [https://abgalis.com/llms-full.txt](https://abgalis.com/llms-full.txt)